Life Insurance Calculator
Estimate how much life insurance you may need with a quick DIME-style calculation for debts, income, major goals and existing resources.
Open life insurance calculatorLife Insurance Calculators and Comparison Tools
Estimate coverage needs, compare policy costs and check beneficiary allocations with editable assumptions and visible methods. No email, phone number or medical details are required.
Life Insurance Coverage Needs Estimator
Build a detailed life insurance coverage gap using survivor income, replacement care, present value, debts, goals and resources already available.
Open life insurance coverage needs estimatorTerm vs. Whole Life Insurance Calculator
Compare term and whole life premiums over time and model an optional invest-the-difference scenario without treating projections as guarantees.
Open term vs. whole life insurance calculatorFamily Life Insurance Protection Planner
Estimate a family's life insurance gap from income, unpaid care, survivor earnings, one-time obligations and existing resources.
Open family life insurance protection plannerLife Insurance Quote Comparison Tool
Compare two life insurance quotes by recurring annual cost, coverage, term, guarantee, underwriting class and conversion option.
Open life insurance quote comparison toolMortgage Life Insurance Needs Calculator
Estimate life insurance for a mortgage using principal, transition costs, continued housing expenses, savings and existing coverage.
Open mortgage life insurance needs calculatorEducation Life Insurance Needs Calculator
Estimate an education protection gap from current costs, inflation, years until study, savings and life insurance already assigned to the goal.
Open education life insurance needs calculatorLife Insurance Beneficiary Percentage Calculator
Check whether primary and contingent life insurance beneficiary percentages each total 100 percent before submitting a designation.
Open life insurance beneficiary percentage calculatorInternational healthcare cost planning
Medical costs and life insurance solve different problems. This separate estimator helps travelers and internationally mobile families test broad treatment and health-plan cost assumptions without mixing them into a life insurance coverage calculation.
International Health Insurance Cost Calculator
Compare a broad treatment-cost range across countries and test deductible, coinsurance, copay and out-of-pocket assumptions.
Open the international health insurance cost calculatorChoose the right life insurance tool
Start broad, then narrow the question
Start with the life insurance calculator for a quick estimate. Use the coverage needs estimator when survivor income, replacement care and present value matter. Focused tools isolate a policy comparison or one goal so the same obligation is not counted twice.
Run more than one scenario
Change the time period, available resources and major obligations. A low, middle and high case is more useful than treating one precise result as certain.
What these tools do and do not do
Planning support, not an insurer decision
Results are planning estimates, not quotes, approvals or policy recommendations. They do not account for every tax, benefit, investment or policy provision. Use them to prepare better questions before speaking with a licensed professional.