Terms of Service
Last updated: November 21, 2025
1. Acceptance of Terms
By accessing Life.You (the "Service"), you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, you must discontinue use of our Service immediately.
2. Educational Purpose Only
Life.You is an educational platform providing information, guides, and estimation tools related to life insurance. We are NOT a licensed insurance agency, broker, or carrier. The content provided is for informational purposes only and does NOT constitute financial, legal, or insurance advice. You should consult with a licensed professional before making any financial decisions.
3. Use of Calculators
Our coverage calculators are designed to provide estimates based on the data you input. Actual insurance needs and premiums may vary based on underwriting, carrier guidelines, and personal health factors. We do not guarantee the accuracy or applicability of these estimates for your specific situation.
4. Disclaimer of Warranties
The Service is provided "as is" without any warranties, express or implied. Life.You disclaims all warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the website will be uninterrupted, error-free, or free of viruses.
5. Limitation of Liability
In no event shall Life.You be liable for any direct, indirect, incidental, or consequential damages arising from your use of the Service or reliance on any information provided herein.
6. Changes to Terms
We reserve the right to modify these terms at any time. Your continued use of the Service after any changes indicates your acceptance of the new Terms.
7. Contact Us
If you have questions regarding these Terms of Service, please contact us.